:root{--blue:#1c69d4;--blue-d:#0653b6;--ink:#262626;--grey:#757575;--silver:#bbbbbb;--dark:#151a20;--line:#e5e5e5}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'DM Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:#fff;font-size:16px;line-height:1.3;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{display:block;max-width:100%}
:focus-visible{outline:2px solid var(--blue-d);outline-offset:2px}
.wrap{max-width:1200px;margin:0 auto}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:200;background:var(--blue);color:#fff;padding:10px 16px;font-weight:700}
.topbar{background:#151a20;color:#f7f5f1;font-size:13px;letter-spacing:.3px}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px 24px;flex-wrap:wrap;padding:8px 24px}
.topbar a{color:#f7f5f1}
header.site{background:#151a20;border-bottom:1px solid #262c35;position:sticky;top:0;z-index:100}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:1200px;margin:0 auto;padding:12px 24px}
.brand{display:flex;align-items:center;gap:14px;color:#fff}
.brand:hover{text-decoration:none}
.mark{width:54px;height:54px;flex:0 0 54px;border:2px solid #fff;background:#0f1319;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:17px;letter-spacing:1px;color:#fff}
.mark i{font-style:normal;color:var(--blue)}
.bname{display:flex;flex-direction:column;line-height:1.15}
.bname b{font-weight:900;font-size:18px;letter-spacing:1px;text-transform:uppercase;color:#fff}
.bname span{font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--silver)}
.nav ul{list-style:none;display:flex;align-items:center;gap:24px}
.nav ul a{color:#fff;font-weight:900;font-size:16px}
.nav ul a:hover{color:var(--blue);text-decoration:none}
.nav ul a[aria-current="page"]{color:var(--blue)}
.btn{display:inline-block;font-size:16px;font-weight:700;line-height:1.2;padding:14px 26px;border-radius:0;cursor:pointer;border:1px solid transparent;text-align:center}
.btn-blue{background:var(--blue);color:#fff;border-color:var(--blue)}
.btn-blue:hover{background:var(--blue-d);border-color:var(--blue-d);color:#fff;text-decoration:none}
.btn-ghost{background:transparent;color:#fff;border-color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff;text-decoration:none}
.btn-dark{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-dark:hover{background:var(--ink);color:#fff;text-decoration:none}
.btn-sm{padding:10px 18px;font-size:14px}
.nav-toggle{display:none;background:transparent;border:1px solid #fff;color:#fff;font-weight:900;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;padding:10px 16px;cursor:pointer}
.hero{position:relative;background:var(--dark);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:url("https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1600&q=60") center/cover no-repeat;opacity:.42}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(21,26,32,.94) 0%,rgba(21,26,32,.6) 55%,rgba(21,26,32,.35) 100%)}
.hero .wrap{position:relative;z-index:1;padding:104px 24px 92px}
.kicker{font-size:13px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--blue)}
.hero .kicker{margin-bottom:20px}
h1{font-size:clamp(34px,5vw,60px);font-weight:300;text-transform:uppercase;line-height:1.3;max-width:900px}
.lede{font-size:18px;line-height:1.3;color:#d9d9d9;max-width:640px;margin:24px 0 36px}
.cta-row{display:flex;gap:16px;flex-wrap:wrap}
.sec{padding:80px 24px}
.sec-head h2{font-size:clamp(24px,3.4vw,32px);font-weight:400;text-transform:uppercase;line-height:1.3}
.sec-head .kicker{margin-bottom:14px}
.sec-head .sub{color:var(--grey);margin-top:14px;max-width:680px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:44px}
.card{border:1px solid var(--line);background:#fff;display:flex;flex-direction:column}
.card .cb{padding:24px;display:flex;flex-direction:column;gap:12px;flex:1}
.card h3{font-size:20px;font-weight:700;line-height:1.3}
.card p{color:var(--grey);flex:1}
.more{font-weight:700;font-size:14px;letter-spacing:1.5px;text-transform:uppercase}
.stats-band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:48px 24px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;max-width:1200px;margin:0 auto}
.num{font-size:44px;font-weight:300;line-height:1.15}
.stats .lab{font-size:13px;letter-spacing:1px;text-transform:uppercase;color:var(--grey);margin-top:6px}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start;margin-top:16px}
.split .intro{color:var(--grey);margin-top:14px;max-width:560px}
.features{display:grid;gap:26px;margin-top:32px}
.feat .no{font-size:13px;font-weight:700;letter-spacing:2px;color:var(--blue)}
.feat h3{font-size:18px;font-weight:700;margin:6px 0}
.feat p{color:var(--grey)}
.photo-stack{display:grid;gap:24px}
.photo-stack figure{border:1px solid var(--line);padding:16px}
.photo-stack figcaption{font-size:13px;color:var(--grey);margin-top:12px}
.stack-link{margin-top:8px;font-weight:700;text-transform:uppercase;font-size:14px;letter-spacing:1.5px}
.chips{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.chip{border:1px solid var(--line);padding:9px 16px;font-size:14px;color:var(--ink);font-weight:400}
.chip:hover{border-color:var(--blue);color:var(--blue);text-decoration:none}
.cta-band{background:#151a20;color:#f7f5f1}
.cta-band .kicker{color:var(--blue)}
.cta-band h2{color:#fff;font-size:clamp(24px,3.4vw,32px);font-weight:400;text-transform:uppercase;line-height:1.3}
.cta-band .sub{color:#c9c9c9;margin-top:14px;max-width:680px}
.mail{display:inline-block;font-size:clamp(18px,2.4vw,24px);font-weight:700;color:#fff;border-bottom:2px solid var(--blue);margin:24px 0 30px;word-break:break-all}
.mail:hover{color:var(--blue);text-decoration:none}
footer.site{background:#151a20;color:#f7f5f1;padding:64px 24px 24px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;max-width:1200px;margin:0 auto}
footer.site h4{font-size:13px;font-weight:900;letter-spacing:2px;text-transform:uppercase;color:#fff;margin-bottom:16px}
footer.site ul{list-style:none;display:grid;gap:10px}
footer.site ul a{color:var(--silver);font-size:15px}
footer.site ul a:hover{color:#fff;text-decoration:none}
.fabout{color:var(--silver);font-size:15px;line-height:1.3;max-width:320px}
.fmeta{color:var(--silver);font-size:15px;line-height:1.3}
.flegal{max-width:1200px;margin:44px auto 0;border-top:1px solid #2a3038;padding-top:20px;display:flex;justify-content:space-between;gap:8px 24px;flex-wrap:wrap;font-size:13px;color:var(--silver)}
.flegal a{color:var(--silver)}
.flegal a:hover{color:#fff;text-decoration:none}
@media(max-width:920px){
.nav-toggle{display:block}
.nav ul{display:none;position:absolute;left:0;right:0;top:100%;background:#151a20;flex-direction:column;align-items:flex-start;gap:16px;padding:18px 24px 26px;border-bottom:1px solid #262c35}
.nav ul.open{display:flex}
.cards{grid-template-columns:1fr 1fr}
.split{grid-template-columns:1fr}
.stats{grid-template-columns:repeat(2,1fr)}
.hero .wrap{padding:80px 24px 68px}
}
@media(max-width:640px){
.cards{grid-template-columns:1fr}
.fgrid{grid-template-columns:1fr}
.sec{padding:60px 20px}
}

.container{max-width:1200px;margin:0 auto;padding:0 24px}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:12px 24px;flex-wrap:wrap;padding:8px 24px}
.topbar-tag{font-size:13px;letter-spacing:.3px;color:var(--silver)}
.site-header{background:#151a20;border-bottom:1px solid #262c35;position:sticky;top:0;z-index:100}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:1200px;margin:0 auto;padding:12px 24px}
.site-nav{display:flex;align-items:center;gap:24px}
.nav-list,.nav-links{list-style:none;display:flex;align-items:center;gap:24px}
.nav-list a,.nav-links a{color:#fff;font-weight:900;font-size:16px}
.nav-list a:hover,.nav-links a:hover{color:var(--blue);text-decoration:none}
.nav-list a[aria-current="page"],.nav-links a[aria-current="page"]{color:var(--blue)}
.nav-cta{margin-left:8px}
.brand-mark{width:54px;height:54px;flex:0 0 54px;border:2px solid #fff;background:#0f1319;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:17px;letter-spacing:1px;color:#fff}
.btn-primary,.button{display:inline-block;font-size:16px;font-weight:700;line-height:1.2;padding:14px 26px;border-radius:0;cursor:pointer;border:1px solid var(--blue);background:var(--blue);color:#fff;text-align:center}
.btn-primary:hover,.button:hover{background:var(--blue-d);border-color:var(--blue-d);color:#fff;text-decoration:none}
.btn-secondary,.button-secondary{display:inline-block;font-size:16px;font-weight:700;line-height:1.2;padding:14px 26px;border-radius:0;cursor:pointer;border:1px solid #fff;background:transparent;color:#fff;text-align:center}
.btn-secondary:hover,.button-secondary:hover{background:rgba(255,255,255,.12);color:#fff;text-decoration:none}
.btn-outline{display:inline-block;font-size:16px;font-weight:700;line-height:1.2;padding:14px 26px;border-radius:0;cursor:pointer;border:1px solid var(--ink);background:transparent;color:var(--ink);text-align:center}
.btn-outline:hover{background:var(--ink);color:#fff;text-decoration:none}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:36px}
.page-hero{position:relative;background:var(--dark);color:#fff;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:url("https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1600&q=60") center/cover no-repeat;opacity:.32}
.page-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(21,26,32,.95) 0%,rgba(21,26,32,.6) 100%)}
.page-hero .wrap,.page-hero .container{position:relative;z-index:1;padding:72px 24px}
.page-hero h1{color:#fff}
.page-hero .kicker{margin-bottom:16px}
.tagline{font-size:18px;line-height:1.3;color:#d9d9d9;max-width:640px;margin-top:18px}
.section{padding:80px 24px}
.section-alt{background:#f7f7f5}
.section-dark{background:var(--dark);color:#fff}
.section-dark h2,.section-dark h3{color:#fff}
.section-dark p{color:#c9cdd2}
.section-intro{color:var(--grey);max-width:680px;margin-top:14px}
.lead{font-size:18px;line-height:1.35;color:var(--grey);max-width:680px}
.content-section{padding:64px 24px}
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-card{border:1px solid var(--line);background:#fff;padding:24px;display:flex;flex-direction:column;gap:12px}
.service-card h3{font-size:20px;font-weight:700;line-height:1.3}
.service-card p{color:var(--grey);flex:1}
.card-link{font-weight:700;font-size:14px;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);margin-top:8px}
.card-link:hover{text-decoration:underline}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:36px}
.values-list{list-style:none;display:grid;gap:12px}
.values-list li{position:relative;padding-left:26px;color:var(--grey)}
.values-list li::before{content:"✓";position:absolute;left:0;top:0;color:var(--blue);font-weight:900}
.check-list{list-style:none;display:grid;gap:10px}
.check-list li{position:relative;padding-left:30px}
.check-list li::before{content:"✓";position:absolute;left:0;top:1px;width:20px;height:20px;background:var(--blue);color:#fff;font-size:12px;font-weight:900;display:flex;align-items:center;justify-content:center}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:40px}
.process-steps,.steps{list-style:none;counter-reset:step;display:grid;gap:24px;margin-top:32px}
.process-steps li,.steps li{counter-increment:step;border-top:2px solid var(--line);padding-top:16px}
.process-steps li::before,.steps li::before{content:counter(step,decimal-leading-zero);display:block;font-size:13px;font-weight:700;letter-spacing:2px;color:var(--blue);margin-bottom:8px}
.process h3,.steps h3{font-size:18px;font-weight:700;margin-bottom:6px}
.process p,.steps p{color:var(--grey)}
.next-steps{margin-top:40px;border:1px solid var(--line);background:#fff;padding:28px}
.story{max-width:760px;font-size:18px;line-height:1.55;color:var(--grey)}
.story p+p{margin-top:16px}
.story-continued{margin-top:16px}
.article-layout,.policy-article{max-width:760px;margin:0 auto;display:grid;gap:22px}
.article-layout h2,.policy-article h2{font-size:24px;font-weight:400;text-transform:uppercase;line-height:1.3;margin-top:14px}
.policy-aside,.aside-card{border:1px solid var(--line);background:#f7f7f5;padding:24px}
.aside-card h3{font-size:14px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:12px}
.quote-aside{border-left:4px solid var(--blue);background:#f7f7f5;padding:24px;font-size:18px;font-style:italic}
.centre{text-align:center;max-width:720px;margin:0 auto}
.centre-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;margin-top:28px}
.contact-form-section{padding:80px 24px;background:#f7f7f5}
.contact-details{display:grid;gap:14px}
.contact-details dt{font-size:12px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--grey)}
.contact-details dd{margin:2px 0 0;font-weight:700}
.contact-image{width:100%;height:100%;object-fit:cover;border:1px solid var(--line)}
.contact-form,.quote-form{display:grid;gap:18px}
.form-grid,.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase}
.req{color:var(--blue)}
.field input,.field select,.field textarea{font:inherit;width:100%;padding:12px 14px;border:1px solid var(--silver);border-radius:0;background:#fff;color:var(--ink)}
.field textarea{resize:vertical;min-height:120px}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);outline:none}
.form-note{font-size:13px;color:var(--grey)}
.quote-section{padding:80px 24px;background:var(--dark);color:#fff}
.quote-layout{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1200px;margin:0 auto;align-items:start}
.quote-form-wrap{background:#fff;color:var(--ink);padding:32px}
.quote-values{display:grid;gap:16px}
.quote-cta{display:flex;gap:16px;flex-wrap:wrap;margin-top:28px}
.cta{background:var(--blue);color:#fff;padding:64px 24px;text-align:center}
.cta h2{font-size:clamp(24px,3.4vw,32px);font-weight:400;text-transform:uppercase}
.cta p{color:rgba(255,255,255,.85);max-width:640px;margin:14px auto 28px}
.cta-link{display:inline-block;color:#fff;font-weight:700;font-size:14px;letter-spacing:1.5px;text-transform:uppercase;border-bottom:2px solid #fff;padding-bottom:2px}
.cta-link:hover{text-decoration:none;opacity:.85}
.meta-line{font-size:13px;letter-spacing:1px;text-transform:uppercase;color:var(--grey)}
.site-footer,footer.site,.footer{background:var(--dark);color:#d9d9d9}
.footer-inner{max-width:1200px;margin:0 auto;padding:56px 24px 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.footer-brand p{color:#a9adb3;font-size:14px;margin-top:12px;max-width:300px}
.footer-col h3{color:#fff;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:14px}
.footer-links{list-style:none;display:grid;gap:10px}
.footer-links a{color:#d9d9d9;font-size:14px}
.footer-links a:hover{color:var(--blue);text-decoration:none}
.footer-bottom{border-top:1px solid #262c35;margin-top:48px}
.footer-meta{max-width:1200px;margin:0 auto;padding:18px 24px;font-size:13px;color:#8b929b;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.footer-meta a{color:#8b929b}
.abn-card-section{padding:48px 24px;background:#f7f7f5}
.abn-card{max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);padding:32px;display:grid;gap:12px}
.abn-card h2{font-size:22px;font-weight:400;text-transform:uppercase}
@media(max-width:900px){.services-grid,.values,.process{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.quote-layout{grid-template-columns:1fr}.form-grid,.form-row{grid-template-columns:1fr}}
@media(max-width:640px){.services-grid,.values,.process{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.quote-form-wrap{padding:24px}}

footer.site{background:#151a20;color:#d9d9d9;border-top:1px solid #262c35}
footer.site a{color:#d9d9d9}
footer.site a:hover{color:var(--blue);text-decoration:none}
footer.site .fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px;max-width:1200px;margin:0 auto;padding:64px 24px 48px}
footer.site .fhead{font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#fff;margin-bottom:16px}
footer.site ul{list-style:none;display:grid;gap:10px;font-size:15px}
footer.site p{font-size:15px;color:#d9d9d9}
footer.site .fabout{display:flex;flex-direction:column;gap:18px;max-width:340px}
footer.site .fbrand{display:flex;align-items:center;gap:14px;color:#fff}
footer.site .fbrand:hover{text-decoration:none}
footer.site .fbrand .bname b{font-weight:900;font-size:18px;letter-spacing:1px;text-transform:uppercase;color:#fff}
footer.site .fbrand .bname span{font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--silver)}
footer.site .fsoc{display:flex;gap:10px;margin-top:4px}
footer.site .fsoc a{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid #262c35;color:#fff;font-weight:700;font-size:13px}
footer.site .fsoc a:hover{background:var(--blue);border-color:var(--blue);color:#fff}
footer.site address{font-style:normal;font-size:15px;line-height:1.6;color:#d9d9d9}
footer.site .fbot{border-top:1px solid #262c35}
footer.site .fbot .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px 24px;flex-wrap:wrap;padding:20px 24px;font-size:13px;color:var(--silver)}
footer.site .fbot a{color:var(--silver)}
footer.site .fbot a:hover{color:#fff;text-decoration:none}
footer.site .fbot nav{display:flex;gap:20px;flex-wrap:wrap}
@media(max-width:900px){footer.site .fgrid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:560px){footer.site .fgrid{grid-template-columns:1fr;padding-top:48px}footer.site .fbot .wrap{flex-direction:column;text-align:center}}

footer.site{background:var(--dark);color:#c9cdd3;font-size:14px;border-top:2px solid var(--blue);margin-top:0}
footer.site a{color:#c9cdd3}
footer.site a:hover{color:#fff;text-decoration:none}
footer.site .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding:56px 24px 44px}
footer.site .fbrand{display:flex;align-items:center;gap:14px;color:#fff}
footer.site .mark{width:44px;height:44px;flex:0 0 44px;font-size:14px}
footer.site .fbrand .bname span{color:var(--silver)}
footer.site .about{margin-top:16px;max-width:320px;color:#9aa1ab;line-height:1.5}
footer.site h4{font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#fff;margin-bottom:16px}
footer.site ul{list-style:none;display:grid;gap:10px}
footer.site address{font-style:normal;color:#9aa1ab;line-height:1.6;display:grid;gap:10px}
footer.site address b{color:#fff;font-weight:700}
footer.site .legal{border-top:1px solid #262c35}
footer.site .legal .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px 24px;padding:18px 24px;font-size:13px;color:var(--silver)}
footer.site .legal ul{display:flex;gap:20px;flex-wrap:wrap}
@media(max-width:900px){footer.site .wrap{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:560px){footer.site .wrap{grid-template-columns:1fr}}